VHFA Financing Options

The Vermont Housing Finance Agency (VHFA) is a non-profit organization that offers mortgage loans to eligible Vermonters with low-rate mortgages. Currently, new or existing single-family homes, condominiums, and existing dual-family homes in Vermont are acceptable. The income and borrowing limits must be within VHFA’s limits that are in effect at the time of the application. Whether you come for the unmatchable paramount mountain views, the laid-back style of living, the myriad of exquisite communities, or the heavenly Vermont environment that can be appreciated by all, there is always a reason to want to be in Vermont. Don’t miss out on a grand opportunity to obtain one of Brian French’s VHFA Financing options for properties. What are you waiting for? Begin your search today. To learn more about how VHFA loans work, and/or to apply, be sure to contact us, today.

 
 
11 Summer Street Burlington VT 05401

Burlington, VT11 Summer Street

Price$209,900

Est. Mortgage: $/month

MLS Number 4887364

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 600

Opportunity awaits! Charming Burlington bungalow ready for your finishing touches. Situated on a quiet side street, just a block from Battery Park and the Burlington Waterfront. Beautiful woodwork throughout, living room with hardwood floor opens to den or office space, eat-in kitchen, and first floor full bath. Upstairs you will find one bedroom and a bonus room complete with plenty of closet space. Off-street parking in your own private driveway. Bring your landscaping vision to life in your own private backyard. All furnishings convey with the property. Book your showing today!

Listed by Susannah Kelley of Vermont Real Estate Company

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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592 Upper Pleasant Valley Road Cambridge VT 05464
Active With Contract

MLS Number 4880801

  • Residential Single Family
  • Bathroom 1
  • Square Feet 1,419
  • Bedrooms 3
  • Construction Existing

Charming, cozy log cabin nestled on 1.3 acre corner lot. Livingroom features beautiful fieldstone fireplace and vaulted ceiling. Private enclosed rear porch. Mullioned windows throughout. Woodstove hearth/hook-up in kitchen. Garage was also used as woodworking shop - lots of storage separate from house. Garage is stick built with T-1/11 siding and shingle roof. Country feeling but so close to village! 10 minutes to Smugglers' Notch Resort. Lamoille Valley Rail Trail and Lamoille River close by.

Listed by Diane Schwarm of Diane Schwarm Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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227 Heritage Lane Colchester VT 05446

Colchester, VT227 Heritage Lane

Price$250,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4877315

  • Residential Single Family
  • Bathroom 1
  • Bedrooms 3
  • Square Feet 1,300
  • Construction Existing

You will fall in love with this charming three bedroom home. Right in the heart of Colchester village in a sought after established Colchester neighborhood is this impeccably maintained single story home. Step right in from the front porch to the expansive great room featuring vaulted ceilings and an updated eat in kitchen with breakfast bar. Three bedrooms and large bath on the first floor and a lower level with a rec room and storage. Deck overlooks large fenced in backyard with mature trees, all the space you need to enjoy playing and entertaining. Quiet neighborhood with a great park for baseball, tennis and playground! 3D Virtual Tour Available

Listed by The Nancy Jenkins Team of Nancy Jenkins Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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295 Russell Young Road Starksboro VT 05443

MLS Number 4874685

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,424

Fall in love with this adorable chalet style home on two acres. Enjoy your breakfast on the porch overlooking a small pond. A rock wall and vegetation separate your oasis from other properties, providing privacy. There are raspberry and blackberry bushes, an outdoor fire pit, and a large vegetable garden. The home is complete with three bedrooms, 1.5 baths, and a fourth room that could be used as a bedroom, office, or home gym. An open concept kitchen/sitting room is ideal for conversations with family and friends, and leads into the addition with incredible natural light and plenty of room to entertain or enjoy your favorite television program. On cold days, curl up by a fire courtesy of the Jotul wood stove insert. The sizable pantry is perfect for bulk shopping or canning. Brand new hardwood floors brighten the upstairs entryway and expansive primary bedroom with walk-in closet. The second floor is shared by a second bedroom. The insulated crawl space increases energy efficiency and adds to the cozy feel of this home. The electrical system was rewired and updated in 2016. The well-water system has also been updated and rewired. New bamboo flooring was installed in the downstairs bedrooms within the last four years. The downstairs bathroom was updated with a Speed Queen washing machine, new dryer, new floors and toilet, as well as more storage in 2018.

Listed by Susan Gulrajani of Coldwell Banker Hickok and Boardman

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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41 Cloverdale Road Underhill VT 05489

Underhill, VT41 Cloverdale Road

Price$210,000

Est. Mortgage: $/month

Pending

MLS Number 4874071

  • Residential Single Family
  • Construction Existing
  • Bathroom 2
  • Square Feet 1,620
  • Bedrooms 3

Situated on a beautiful and secluded lot on a quiet dirt road in Underhill, this single level, ranch style home merits a moments consideration. Walk into the home and be greeted by deceivingly open living spaces. The natural light from the several sky lights throughout the home help accentuate the care that has gone into the home over the years. From beautiful wood floors to unique, custom furniture and built-ins, this is a must see! An expansive back deck, considerable workshop space and plenty of gardening opportunity add even more allure to this property!

Listed by Flex Realty Group of Flex Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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84 Maple Ridge Drive Cambridge VT 05444

Cambridge, VT84 Maple Ridge Drive

Price$225,000

Est. Mortgage: $/month

Pending

MLS Number 4871335

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,444

This cape-style home is tucked away in a small wooded community yet is only 15 minutes to Smuggler's Notch Resort and 25 minutes to Stowe Mountain Resort. Relax on the covered front porch with your morning coffee! The first floor has the eat-in kitchen, living room, a full bathroom, and two spacious bedrooms while upstairs is the private master bedroom with vaulted ceilings, wood floors, built-in bookshelves, and a half bath. Unfinished basement with laundry and huge attic space have potential to be finished to create additional living space. The private, grassy yard has lots of potential for raised beds or flower gardens. Recent improvements include a new washer and dryer (2017), new furnace (2012), and new roof (2011). This is a great starter home or investment property. Don't miss your chance to put your own touch on this well-maintained blank canvas!

Listed by Elise Polli of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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150 Pine Street Winooski VT 05404

Winooski, VT150 Pine Street

Price$225,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4868738

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 960

Move-in-ready double-wide on owned land in the heart of Winooski, with full basement and two enclosed porches. Double lot provides space for the whole family to frolic, and potential to raise chickens for fresh eggs every morning. Front and back porches offer space to relax during the 3-seasons and could easily be insulated for all-year living! Inside are two bedrooms, two bathrooms and open concept living/kitchen space. Newly painted for a clean look. Multiple entry ramps for handicap accessibility. Enjoy a large backyard with two sheds, raised garden-bed, and full fence for privacy, although the neighbors around this neck of the woods are very friendly and community orientated. Extremely comfortable, welcoming environment. Everyone has thriving gardens in these parts, so be prepared to start strengthening your green thumb muscles! Prime real estate near the city. A stone throw to 1-89 for easy commuting, and UVM is just down the road. Downtown Burlington and Shelburne are all quickly accessible by bike or short stroll. You can walk to nearly all amenities from this central location! Landry Park is located on Pine Street and has outdoor activities year-'round: from ice skating and sledding in the winter to swimming pool, skate-park, tennis, and baseball field in the warmer months. Natural gas heating saves a bundle on your electric bill. Full, large walk-out basement provides storage space and room for a workshop or potential for additional living space.

Listed by Tami Lantz and Tyler Hull of Sherwood Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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42 King Street Colchester VT 05446

Colchester, VT42 King Street

Price$250,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4867928

  • Residential Single Family
  • Construction Existing
  • Square Feet 3,102
  • Acreage 1
  • Lot Description Level

Bring your creative ideas and take advantage of this unique site and large 1 acre lot! The historic North Chapel located in the Fort Ethan Allen community would be a great place for your new home. Built in 1941 sits on one acre and includes functioning church bell! Zoning offers a high level of flexibility for a variety of uses. Unique redevelopment opportunity, many possibilities!

Listed by Bryce Gilmer and Kara Koptiuch of Vermont Real Estate Company

$
$
%
$/month over payments
Federal 30-year interest rate: 3.09% last updated on Oct 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Broker Reciprocity

Copyright 2021 New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NEREN. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 23, 2021.