VHFA Financing Options

The Vermont Housing Finance Agency (VHFA) is a non-profit organization that offers mortgage loans to eligible Vermonters with low-rate mortgages. Currently, new or existing single-family homes, condominiums, and existing dual-family homes in Vermont are acceptable. The income and borrowing limits must be within VHFA’s limits that are in effect at the time of the application. Whether you come for the unmatchable paramount mountain views, the laid-back style of living, the myriad of exquisite communities, or the heavenly Vermont environment that can be appreciated by all, there is always a reason to want to be in Vermont. Don’t miss out on a grand opportunity to obtain one of Brian French’s VHFA Financing options for properties. What are you waiting for? Begin your search today. To learn more about how VHFA loans work, and/or to apply, be sure to contact us, today.

 
 
4044 North Cambridge Road Cambridge VT 05464

MLS Number 4874922

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 2,059

Peaceful and private ski chalet style home in Cambridge could be yours! Enjoy this cozy property with extensive updates. These updates include a new front landing, wood rack and door, new flooring in the foyer and kitchen, newer washer and dryer (2017), new pumps in the spring and regular well, and freshly painted bathrooms. (See document for full list of improvements) The first level boasts a desirable open floor plan and abundant natural light. Stay warm in the homey living room by the wood fireplace; other notable features include the large picture window, hearth, built-in desk and shelves, and the vaulted ceiling with pine paneling and wood beams. The kitchen has just as much to offer with a new gas range, attractive wood cabinets, and a window overlooking the sink. A spacious bedroom, full bathroom, and mudroom are all located on this level as well. The second level boasts 1 large bedroom with a skylight and ample closet space. Also located on this level is an updated ½ bath. Convenient walk out basement with an additional living and bonus room, allowing for plenty of space and storage. This home is an amazing opportunity for animal lovers, coming equipped with a one stall horse barn, chicken coop, and a barn with a skylight and 3 floor to ceiling windows. Snatch up this ideal location, being just 20 minutes to Smuggler's Notch, 45 to Stowe, and under 50 to Burlington. Don't miss out on this serene paradise with extensive improvements!

Listed by Elise Polli of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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41 Cloverdale Road Underhill VT 05489

Underhill, VT41 Cloverdale Road

Price$210,000

Est. Mortgage: $/month

Pending

MLS Number 4874071

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,620

Situated on a beautiful and secluded lot on a quiet dirt road in Underhill, this single level, ranch style home merits a moments consideration. Walk into the home and be greeted by deceivingly open living spaces. The natural light from the several sky lights throughout the home help accentuate the care that has gone into the home over the years. From beautiful wood floors to unique, custom furniture and built-ins, this is a must see! An expansive back deck, considerable workshop space and plenty of gardening opportunity add even more allure to this property!

Listed by Flex Realty Group of Flex Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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84 Maple Ridge Drive Cambridge VT 05444

Cambridge, VT84 Maple Ridge Drive

Price$225,000

Est. Mortgage: $/month

Pending

MLS Number 4871335

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,444

This cape-style home is tucked away in a small wooded community yet is only 15 minutes to Smuggler's Notch Resort and 25 minutes to Stowe Mountain Resort. Relax on the covered front porch with your morning coffee! The first floor has the eat-in kitchen, living room, a full bathroom, and two spacious bedrooms while upstairs is the private master bedroom with vaulted ceilings, wood floors, built-in bookshelves, and a half bath. Unfinished basement with laundry and huge attic space have potential to be finished to create additional living space. The private, grassy yard has lots of potential for raised beds or flower gardens. Recent improvements include a new washer and dryer (2017), new furnace (2012), and new roof (2011). This is a great starter home or investment property. Don't miss your chance to put your own touch on this well-maintained blank canvas!

Listed by Elise Polli of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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150 Pine Street Winooski VT 05404

Winooski, VT150 Pine Street

Price$250,000

Est. Mortgage: $/month

MLS Number 4868738

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 960

Move-in-ready double-wide on owned land in the heart of Winooski, with full basement and two enclosed porches. Double lot provides space for the whole family to frolic, and potential to raise chickens for fresh eggs every morning. Front and back porches offer space to relax during the 3-seasons and could easily be insulated for all-year living! Inside are two bedrooms, two bathrooms and open concept living/kitchen space. Newly painted for a clean look. Multiple entry ramps for handicap accessibility. Enjoy a large backyard with two sheds, raised garden-bed, and full fence for privacy, although the neighbors around this neck of the woods are very friendly and community orientated. Extremely comfortable, welcoming environment. Everyone has thriving gardens in these parts, so be prepared to start strengthening your green thumb muscles! Prime real estate near the city. A stone throw to 1-89 for easy commuting, and UVM is just down the road. Downtown Burlington and Shelburne are all quickly accessible by bike or short stroll. You can walk to nearly all amenities from this central location! Landry Park is located on Pine Street and has outdoor activities year-'round: from ice skating and sledding in the winter to swimming pool, skate-park, tennis, and baseball field in the warmer months. Natural gas heating saves a bundle on your electric bill. Full, large walk-out basement provides storage space and room for a workshop or potential for additional living space.

Listed by Tami Lantz and Tyler Hull of Sherwood Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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772 VT Route 15 Underhill VT 05489

Underhill, VT772 VT Route 15

Price$210,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4867920

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,056

Affordable 3 bedroom 2 bath home on 10+ acres.Land features apple trees, pond and plenty of space for gardens or perhaps a small hobby farm. Inside you will find ample living space complete with large living room with a fireplace (wood stove insert). Open and bright eat-in kitchen that leads to 3 spacious bedrooms one of which is a owners suite with 3/4 bath. Enjoy all that country living has to offer with the convenience of being close by to local amenities.

Listed by Jason Lefebvre of RE/MAX North Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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101 Browns Trace Road Jericho VT 05465

Jericho, VT101 Browns Trace Road

Price$220,000

Est. Mortgage: $/month

Pending

MLS Number 4858771

  • Residential Single Family
  • Construction Existing
  • Bedrooms 4
  • Bathroom 1
  • Square Feet 880

Looking for a little elbow room? 2.46 acres in Jericho. Recognized by the town as 4 bedrooms and one bath. Bright kitchen with a window looking out to the spacious yard, big bay window in the living room with lots of woods between you and the road. Updated windows and some wood floors. Needs some TLC but has good bones and a ton of potential!

Listed by Robert Johnson of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2594 VT Route 15 Cambridge VT 05444

Cambridge, VT2594 VT Route 15

Price$239,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4857304

  • Residential Single Family
  • Village Cambridge
  • Construction Existing
  • Bedrooms 3
  • Bathroom 1

10 minutes from Smugglers' Notch, 5 minutes from the Peter A. Krusch Nature Preserve, 10 feet from Seymour River, and adjacent to the Gates Farm Covered Bridge, this open concept, spacious, 3 bedroom cabin is located in the heart of some of VT's greatest recreational activity all while maintaining incredible convenience being located in the up and coming Village of Cambridge. The property boasts a fantastic Mt. Mansfield panorama over the Seymour River, beyond the picturesque pasture with the milling Jersey Cows, and all within walking distance of the local grocery, shopping, pharmacy, restaurants, churches, and health center. Hardwood floors throughout, 7 year old metal roof, newly stained exterior and porch, and a 5 year old furnace to boot. Whether looking for a single family home or a potential investment don't look any further, schedule your showing today!

Listed by Christopher Preston of Signature Properties of Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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444 Bonanza Park Colchester VT 05446

Colchester, VT444 Bonanza Park

Price$239,900

Est. Mortgage: $/month

Pending

MLS Number 4814348

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 1,887

Raised Ranch in the Desirable Bonanza Park Neighborhood sits on .35 acres. Convenient location to Burlington and Mallett's Bay. Property being sold AS IS condition, with no warranties and representations by seller, unless otherwise agreed to in writing.

Listed by Robbi Handy Holmes of BHHS Vermont Realty Group/S Burlington

$
$
%
$/month over payments
Federal 30-year interest rate: 2.78% last updated on Jul 22, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

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Copyright 2021 New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NEREN. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated July 29, 2021.