Determining Your Affordability When Buying a Home in Vermont

  • Consider all costs involved
    • Up-front costs: Down payment (the part of the property purchase price paid in cash, and not financed with a mortgage)
    • Closing costs: The expenses you and the seller pay to complete the transfer of ownership.
  • Estimate the monthly mortgage payment (plus other costs such as such as taxes and maintenance, as well as association fees for a condo or homeowner’s association).
  • View the newest homes for sale in Vermont or begin your Vermont real estate search now and sign up for Listing Alerts!

    We can guide you through trying to figure out your affordability in addition to getting a rough idea with the mortgage calculator. Contact us below with no obligation. 

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Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.