In today's busy real estate market, there are a number of things to consider when buying a home. For example the style of home you prefer, the location and the proximity to schools for some people. With that said, one important factor that can have the biggest impact on purchasing is the interest rate you will be receiving to finance your loan. This one number can determine whether you can afford a loan or qualify for a loan. One percentage point can make a big difference in your payment. Currently, interest rates have been inching upwards and the feeling is that they may continue. With that said, now is the time to purchase while the attractiveness of a rate under 5 percent is still available. If you are looking to see what your affordability is, call or email me today with no obligation.