I read a number of books and magazines on personal finance and investing and found one common denominator. Those people who are willing to sacrifice in the short term for thelong term benefits, typically are the ones who have enough saved when it comes time to retire. There are so many people who feel that they can't go without the new car, the flat screen tv, the bigexotic vacation and all the other things that have no appreciable value. Because of this, according to Money magazine 45% of Baby Boomers have saved less than $50,000 for retirement.A majority of the boomers splurge any time they feellike they need ordeserve something. I found over the years, that the secret to build wealth is to live below your means, invest in appreciable assets and let time take care of the rest. If you can sacrifice now, you will be able to enjoy the fruits of your labor. If you need help with your real estate investing, let me know. I can help determine where you should invest and where you shouldn't.