Blog :: 07-2008

Living in Vermont

Living in Vermont and the Champlain Valley

As a native Vermonter I am in a position to speak intelligently and from the heart about living in Vermont. My perspective is one not so much from the objective standpoint as it is a realistic standpoint. Living in Vermont is one of the best experiences a person can enjoy. I have lived and worked here for 48 years and I dare say that there are not too many days that go by where I dont thank my lucky stars that I live here. Vermont has everything an avid outdoorsman, athlete, and or nature lover could want. With its breathtaking views from the lovely Green mountains to the scenic beauty of Lake Champlain, we live in an incredibly special place.

Having four distinct seasons brings so much opportunity to enjoy a wide variety of pleasures. In the winter we enjoy downhill skiing, cross country skiing, pond hockey, snowmobiling, and hiking. In the spring we enjoy the runoff prior to maple sugar season, spring skiing and the beginning of baseball. In the summer we hike, boat and fish on the lake and all our small wonderful streams. We enjoy the beach and bikepath and continue to take advantage of our mountains, whether it be on foot or on bikes. In the fall, we enjoy the beauty of the fall foliage season with all our changing colors of our abundant maple trees. Soccer, football, and field hockey parlay their seasons during this time and we finally prepare ourselves for what mother nature is about to bring us again in the winter.

There are so many wonderful things to do here, the Flynn Theater in Burlington for different kinds of shows, art and culture, the Shelburne museum for our historical biography and Shelburne Farms for a true Vermont experience. On the water front during the summer in Burlington we have the chew chew festival, the fireworks display on July 3rd, the antique boat show, and the Vermont City marathon in May to mention just a few opportunities for enjoyment.

Our school systems are top notch, we have a low crime rate and our commitment to the environment is well documented. We are independent thinkers and are proud to be who we are.

If I had to guess, I would dare say that we live in one of the best places in the country.

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    Education in Vermont

    Education in Vermont is a wonderful experience for your children. Our local schools are committed to providing the foundation for future success in higher education and in life for our kids. Vermont is a truly a special place when it comes to our schools. With the student teacher ratio much lower than the national average, it allows for more one-on-one interaction between the students and the teacher. The quality of the education your child receives always begins at home, combining that with the support and instruction our children receive through our local schools, prepares them for truly bigger and better opportunities down the road. In Burlington alone, a number of the top students are moving on to Division I colleges after they graduate.

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      Vermont Property Transfer Tax

      When you purchase real estate in Vermont there is a tax that goes to the state of Vermont called the Vermotn Property Transfer Tax. It is typically part of your closing cost and for residential property the tax is one half of one percent on the first one hundred thousand dollars of the purchase price and then it is one and a quarter percent on the remaining purchase price. So, for example, if you buy a home for $300,000 your Vermont Property Transfer Tax will be .005 x $100,000 = $500 and then .0125 x $200,000 = $2500 for a total tax of $3000 for your right to purchase real estate in Vermont. Dont forget this tax when you are trying to determine what your closing cost will be when you purchase your home.

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        We love your dog too

        Dog Lovers will love our local community and what we have to offer for owners and their favorite pets. In Burlington alone there is a dog park just north of the skate board park at the water front. It is a wonderfully fenced in large area overlooking the bluff and reaching out to Lake Champlain and the Adirondacks. It is a scenic hideaway just off the path that meanders along the lake. Further north on the bike path there is another dog park out towards Appletree Bay. Again you can walk your dog there on the bike path or ride your bike or drive there. In our communities we love our children and love our animals tooso why wouldnt you choose to live here?

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          Home Inspections

          Home Inspections Facts

          Purchasing a home can be a very emotional experience and therefore it is one that should never be taken lightly. There are lots of things about the transaction that you do not have control over, but there are many things that you do, for example the home inspection. Buyers have the right to request a home inspection when purchasing property. It can be written into the purchase and sale contract as a condition of sale. Oftentimes you can dictate the things that you want to have inspected, and by whom. Additionally, the inspection clause can define the dollar amounts of potential problems that you would be willing to live with or not. Because most people are not qualified to inspect a home, we recommend that you pay for a professional property inspection to be completed on the home you are trying to buy. The inspector will be able to give you lots of helpful information concerning the maintenance of your new home as well be able to inspect the home for any potential major defects with it. Most home inspections last anywhere from 1 to 3 hours and is well worth the fee.

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            Babe Ruth Tournament

            Well we just finished up our all star tournament for my 13-15 year old kids and we had such a great time. We ended up losing the title game so we came in second in our district which is a win in itself. I really enjoyed this group of kids since i have had a few of them since they were 5 years old. It is some what bittersweet that our season ended with a loss but i am so proud of how hard the kids worked to get to the championship game. Baseball is a tough sport and you have to be mentally tough to play the game. Our kids did indeed become more mature through the process and hopefully they will benefit in the years to come from this experience. The boys of summer did not disappoint me with their performance and I hope that we as coaches did not disappoint them.

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              Self Evaluation For Purchasing

              Oftentimes people are unaware of how involved negotiations can be when purchasing a home, or what type of person they are when it comes to the actual process. Here are a few things to consider when you decide to negotiate a real estate transaction. Number one, are you generally well prepared and know all the facts? Number two: how uncomfortable do you feel when facing a direct conflict? Number three: How do you look at negotiations? Is it highly competitive situation or a cooperative and compatible affair? What kind of a deal do you go for? A good deal for just you or both parties? Are you a good listener? These are all things that need to be considered before you enter into negotiations with a buyer and or a seller. As real estate professionals, we are trained in this area to help your transaction be a smooth transition to home ownership.

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                Are you Ready to Retire?

                Today's retirees face many new challenges that most of our grandparents did not when they retired. Years ago, people could count on pensions and social security to take care of them during their golden years. In today's world that is the furthest thing from the truth. Everything is so muchmore expensive today. Taxes, health care, insurances and fuel to name just a few. That is not even considering the cost of food. It certainly is a new world with new challenges. Most retirees today will spend either the same in retirement as they do while working, or some will spend more. Most retirees today are active and therefore their leisure activities can cost money and needs to be paid somehow. If you are thinking of retiring make sure you have a good plan and plenty of money to support your lifestyle. Don't forget, taxes continue to rise so make sure your portfolio can keep up with the rising costs you may experience.

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                  Are You Motivated?

                  How do you perceive your future? Are you a person that plans ahead or just sits back and takes life as it comes? I believe it is not where you start in life but where you finish. There are so many choices in life that we have to make and the person who makes the tough choices typically is the one who finishes ahead in the end. Oftentimes, it is not what happens to you that makes your outcome a positive one, but it is how you handle the things that happen to you that makes the big difference in your life. People who are good finders are successful, not the fault -finders that we come into contact with so often. Remember, plan to win, prepare to win, and expect to win is always the formula for achieving the achievable. Good luck.

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