Have you noticed how negative the print media and television new's anchors have been recently concerning the economy? Well I certainly have and Iwonder to myself, do you think they might be creating some of the misconceptions out there? Sure things are not what we would like them to be, but on a local level, the real estate market is prime to be taken advantage of. We have a better than average supply of homes (homes for sale between $100,000 and $250,000) with better than average interest rates and people can make great purchases at this time. Don't believe that you can't get a loan. We have a number of local lenders that are more than happy to loan to a good qualified customer. Are you trying to time the market? If so, you are gambling a potential good thing away.