The mortgage mess that was created by greedy executives, loan officers and traders is felt by not only those directly involved, but also those of us who live far away from the eye of the storm. The economic woes that this has created is being felt by all of us and it is world wide. How could so much be so overlooked for so long is a guess to me. The fact that the International economy is being affected only confirms the fact of how huge a problem there was without and checks and balances in place to protect all of us from this happening. Now we see in the news each week, of a new scoundrel who has bilked billions of unsuspecting investors or someone who is trying to extort others for their own personal gain. The question is, when is this all going to stop and who is going to improve the current system that is in place?