Happy New year. Had a nice break with my family and the kids are back to school today. In fact today is a big day. My son just turned 16 this past weekend and he takes his drivers test today after school to see if he can get his license. It is an exciting time, but also a scary time as a parent. If he passes, and I think he will, he will join an exclusive group of high risk drivers. You know the group. Teenage boys age 16-25 with their licenses. Time will tell if he is their newest member. If this is the case, I hope he has learned his lessons well. Do you have any kids in this group? Or have you had any kids in this group. If so, I would love to hear about it. Brian