I took a look at what the interest rates were doing this morning and found myself to be pleasantly surprised again. The rates had dropped down to 5% with zero points and 4.5% with two points through Century 21 Mortgage. These rates are like the market, just unbelievable !!! I still can't get over the fact that someone can actually lock these rates in and save themselves so much interest over the life of their loan. It wasn't too long ago, when the rates were hovering close to 7%. With that said, the market can change with the drop of a spoon so if you are thinking about doing something, stop thinking and start doing. Get in touch with me and I can show you how to do it. Brian