Ok, so nowI have your attention. What I am referring to, is for first-time buyers to put a home under deposit and take advantage of the government's $8,000 tax credit. If you don't put something under deposit within that time period, you may not have time to get the property financed and closed by December 1st. If you don't close by that date the offer expires and you have lost out on a wonderful opportunity. So, therefore, the clock is ticking and decisions need to be made. If you need help, just drop me a line. Brian